I make modernization pay for itself.
Head of Core Engineering Product for Wealth & Investment Management at Wells Fargo. I retire low-value systems to fund the platforms replacing them — accounts, holdings, balances and activities, behind 187 million transactions a month.
A career spent translating strategy into shipped capability.
I began my career in the build-and-break days of a .COM startup, where I learned the fundamentals of rapid iteration, scale, and customer-centric design. Today, I apply that same entrepreneurial discipline to modernizing some of the world's most complex financial environments.
At Wells Fargo's Wealth & Investment Management division, I lead product strategy for the core engineering capabilities that scale Investment Management Accounts, Holdings, Balances, and Activities — platforms that carry 187 million transactions every month.
I run technology the way the business runs a portfolio: every system is either earning its keep or charging for the privilege. That's what self-funding modernization means in practice — retire the low-value offerings, and the money they were consuming pays for the platforms that reduce risk, accelerate delivery, and unlock new revenue.
Numbers from the ledger.
Outcomes from the last three mandates — platform scale, modernization, and the operating discipline that paid for it.
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187MMonthly API TransactionsLive production load on the accounts, holdings, balances and activities APIs (Apigee).
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+253%Growth in Platform AdoptionCompounding, multi-year demand for the shared account-data services.
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228Components Off Legacy HostingPlus 20 applications, moved to container hosting (OpenShift) with automated regression coverage in place.
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200K+Servers & Infrastructure AssetsPlaced under a net-new hosting product management practice; its governance frameworks cut delivery friction.
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−15%Component Portfolio Retired85 of 563 components sunset and 104 stale assets archived — savings that paid for the platforms replacing them.
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44Distinct Consumers on REST24 legacy SOAP interfaces rebuilt as REST — and taken up, not just shipped.
Every system you retire stops charging interest. That is the budget for what replaces it.
Five mandates, one institution's hardest problems.
Enterprise remediation. A product practice built from zero. Portfolio transformation. Now the core platform behind Wealth & Investment Management. Different problems, one through-line: modernization inside regulation.
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2023 — PresentHead of Core Engineering Product, Data Solutions & Domain Capabilities Wells Fargo · Wealth & Investment Management Modernize the platform the business runs on.Own product strategy for the core engineering platform behind Wealth & Investment Management — the accounts, holdings, balances and activities data at the centre of the business. Grew utilization +253% to 187M monthly Apigee transactions; moved 228 components and 20 applications to container hosting on OpenShift. Launched the internal API storefront. Installed an OKR operating model with a written-narrative planning cadence.№ 01
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2020 — 2023Transformation Lead & Product Management Leader Wells Fargo Make transformation pay for itself.Built the self-funding model for strategic delivery — retire what no longer earns its keep, spend the savings on what does. Retired 15% of the component portfolio (85 of 563 sunset, 104 stale assets archived). Converted 24 legacy SOAP interfaces to REST, adopted across 44 distinct consumers. Separately, upgraded 52 components in production. Nearly tripled requirements quality and lifted delivery-data accuracy to 97%.№ 02
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2018 — 2020Head of Application Hosting Product Management Wells Fargo Build a product practice from zero.Established a net-new product practice for hosting services covering 200,000+ enterprise servers and infrastructure assets. Implemented the governance and compliance frameworks that reduced organizational friction and accelerated delivery — turning a cost centre into a product with standards.№ 03
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2017 — 2018Enterprise Tech Remediation Command Center Lead Wells Fargo Get enterprise regulatory remediation delivered.Ran the enterprise command centre for regulatory remediation — the coordination point for delivery across the bank. Built the engagement model and the tracking instruments that made cross-functional work legible: what was committed, who owned it, where it stood. Partnered with Lines of Business and shared services to hold scope to what the commitments actually required. Recognized as a Wells Fargo Technology Top Performer that year.№ 04
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2007 — 2017Managing Systems Architect Wells Fargo · Wachovia Securities Hold the architecture through the merger.Directed technology roadmaps, investment planning, and enterprise architecture governance across ten years. Delivered complex merger scalability programs and the standing infrastructure refresh cycles that keep a platform current — the unglamorous work that decides whether systems stay resilient and delivery dates stay predictable. Named Associate of the Year at Wachovia Securities.№ 05
The disciplines that compound.
Not a keyword list — six disciplines, each one earned on a mandate in the ledger above.
- i. Product Strategy & Vision Translating business outcomes into platform capability, roadmap, and funding.
- ii. Platform & API Modernization SOAP-to-REST conversion, container hosting (OpenShift), enterprise architecture governance.
- iii. Financial & Portfolio Management Funding modernization by retiring what no longer earns its keep.
- iv. Regulatory Compliance & Risk Management Enterprise remediation, governance, and resilient design in regulated markets.
- v. Operating Models & OKRs Agile delivery at enterprise scale: predictable cadence, outcomes tied to strategy.
- vi. Executive Stakeholder Engagement Written narratives and decision records that keep leadership aligned.
Where the thinking was sharpened.
SIFMA executive program for senior leaders in financial services — strategy, regulation, and capital markets.
B.S. Business Administration — Management Information Systems · B.C.A. Theatre.
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2017
Technology Top Performer Wells Fargo
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2007
Associate of the Year Wachovia Securities
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Eagle Scout Boy Scouts of America
Bring me the hardest
problem you have.
- Email mospain@gmail.com
- LinkedIn linkedin.com/in/mospain
- Located Charlotte, North Carolina